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Plan in case of Water Damage

Monday, August 25, 2014

Plan Ahead for Flooding

Prior to the natural disasters of the last two years. many people living in Colorado did not worry about flooding. The fact is, however, that there is about a 25% chance of flood damage during the 30 year life of a typical mortgage. The math behind this is simple: flood control infrastructures in your surrounding area are designed to accommodate “100 year floods”. This means that, in any given year, that there is a 1% chance that these structures will not prevent flooding. So, in 30 years, this translates into a 25% chance that your home will experience flood conditions.

What should you do to prepare for flooding?

■Determine the flood risks near your home.  Anticipate the impact of flooding before it happens to you. Check out one of these public service websites: Colorado Emergency Management,  City of Colorado Springs - Emergency Management Homepage,  Denver Office of Emergency Management and the Urban Drainage and Flood Control, and get the facts that apply to your property location.

How deep might the flood water get?

Where will the fast moving water be and what risks might it entail?

 Most importantly, be prepared to protect your family and get to know about the flood warning and evacuation processes for your neighborhood. Pick the evacuation route that works the best for you and make sure you family members all know it.

Anticipate which streets are likely to be closed.

Pick a rally point to meet up in case you are separated from family members

Identify emergency contact numbers and put them into your family’s phones and on paper in strategic locations like you car.

 Floods can come without much warning, so become aware about the signs.

Learn the best ways for your family to get a timely warning about a possible flood conditions

Consider installing electronic water alarm warning systems to keep damage to a minimum and minimize reaction time to limit damage

 Backup you critical information, documents and personal property using the convenient new technologies for doing so in the Cloud.

Email yourself copies of key documents so they are easily available online.

Photograph and video your stuff with your smart phone and email that too.